TERMS & CONDITIONS

Terms & Conditions

Effective Date: October 11, 2024 — Please read these terms carefully before using our services.

1. Introduction

Welcome to Africa Vision Card (“we,” “us,” “our”). These Terms and Conditions (“Terms”) govern your use of our debit card products, services and website (collectively, the “Services”).

By accessing or using our Services, you agree to be bound by these Terms. If you do not agree, you must not use our Services.

2. Eligibility

To use our Services, you must:

  • Be at least 18 years old (or the legal age in your jurisdiction).
  • Have the legal capacity to enter into a binding agreement.
  • Provide accurate, current and complete personal information.

We reserve the right to refuse service, close accounts or limit access at our discretion.

3. Services Provided

Africa Vision Card offers debit card solutions and related financial services, including:

  • Card issuance and account management.
  • Secure online transaction processing.
  • Access to funds and payment networks.

4. Account Registration & Security

  • You must register for an account to use certain features.
  • You are responsible for keeping your login credentials secure and confidential.
  • Notify us immediately at info@africavisioncard.com if you suspect unauthorized use.
  • We are not liable for losses caused by your failure to safeguard your information.

5. Fees & Charges

  • Applicable fees for card issuance, maintenance and transactions will be disclosed prior to use.
  • All fees are subject to change with prior notice.
  • You agree to pay any applicable fees per our published fee schedule.

6. Prohibited Activities

You agree not to use our Services for:

  • Fraudulent, unlawful or deceptive activities.
  • Money laundering, terrorist financing or other prohibited transactions.
  • Reselling, transferring or assigning your account without our consent.

7. Intellectual Property

All content, trademarks and designs on our website and Services are owned or licensed by Africa Vision Card. You may not reproduce, distribute or exploit our content without prior written consent.

8. Limitation of Liability

To the fullest extent permitted by law:

  • We are not liable for indirect, incidental or consequential damages arising from your use of the Services.
  • Our total liability will not exceed the amount of fees paid to us in the preceding 12 months.

9. Disclaimer of Warranties

Our Services are provided “as is” and “as available” without warranties of any kind, whether express or implied.

10. Third-Party Links & Services

Our Services may include links to third-party websites. We are not responsible for their content, policies or practices.

11. Privacy & Data Protection

Your use of our Services is subject to our Privacy Policy, which outlines how we collect, use and protect your personal information.

12. Termination of Services

We may suspend or terminate your account at any time if:

  • You breach these Terms.
  • We detect suspicious, fraudulent or illegal activity.
  • Required by law or regulation.

13. Governing Law

These Terms are governed by the laws of the State of Georgia, United States. Disputes will be resolved exclusively in the courts located in Fayette County, Georgia.

14. Changes to These Terms

We may update these Terms at any time. Continued use of our Services constitutes acceptance of updated Terms.

15. Contact Information

If you have questions about these Terms, please contact us at:

Email: info@africavisioncard.com

Address: 320 W Lanier Ave, Suite 200, Fayetteville, GA 30214, United States

By using Africa Vision Card services, you acknowledge that you have read, understood and agreed to these Terms and Conditions.